Why do people rarely use cash now?

People rarely use cash now mainly because digital payment is much faster and more convenient. With a phone or a card, you can pay for groceries, book a taxi, or split a restaurant bill in a few seconds. Another reason is that many services have moved online, so cash simply doesn’t fit the way people shop and live anymore. There is also a sense of security: if you lose cash, it is usually gone, but if you lose a card, you can block it. Children usually begin to understand the value of money when they start making small choices, perhaps around primary school age. For example, if they have a limited amount of pocket money and must choose between buying a toy or saving for something bigger, they gradually learn that money is not unlimited. I think parents can reward children with money sometimes, but it should not be used for everything. If children are paid for basic responsibilities, like being polite or keeping their room reasonably tidy, they may develop the wrong attitude. Teaching children to save is both good and necessary, because it builds self-control and helps them think beyond immediate pleasure. Credit cards also show this balance between convenience and risk. They are useful for emergencies, online purchases, and building a credit history, but they can encourage overspending if people treat credit as free money. Overall, I think the rise of digital payment is positive, as long as people remain financially aware and don’t lose track of their spending just because the process feels invisible.